Motorcycle Accident Claims
Motor Accident Claim
- How Long Do I Have to Lodge My Claim?
- What to Do If You Are Involved In a Motorcycle Accident
- How Long will It Take for Me to Receive Compensation?
- What if The Other Parties Insurance Company Contacts Me Directly?
- What Type of Injuries Can I Claim?
- What if The Accident Was Partially My Fault?
- What if The Other Driver is Uninsured?
- How can Claim Solutions Scotland Ltd Help My Claim?
- No Win No Fee
- Start Your Claim Today
Motorcycle accident claims are becoming a more common occurrence and even though the number of seriously injured motorcycle drivers fluctuates from year to year, the overall trend of motorcycle accidents on Scotland’s roadways is on the rise. Motorcycles produce their own set of unique risks to the rider and even though most bikers practice caution while riding, accidents still occur frequently. The majority of motorcycle accidents are not the fault of the rider but rather a driver who was not aware the biker was there in the first place. Despite wearing all the safety gear possible, being involved in a motorcycle accident can result in serious injuries.
According to a 2016 government study, 4,866 motorcycle riders were seriously injured in road traffic accidents. Motorcyclists have a higher exposure to reckless drivers and the very nature of a motorcycle makes it more prone to injury causing accidents. If you are injured while riding your motorcycle because of another driver’s negligence then you are within your legal rights to lodge a claim. Claim Solutions Scotland can help guide you through the claims process and increase your chances of success.
How Long Do I Have to Lodge My Claim?
You generally have three years from the date of your accident to make your claim. Unfortunately, a large majority of bicycle accidents result in serious injury. If you are injured in a motorcycle accident because another driver acted unsafely, you should make your claim as soon as possible. Waiting can impact your claim’s chances of success, especially if you initially left the scene of the accident claiming you were not injured. Injuries such as whiplash can take days before they fully set in and an insurance company may be hesitant to accept the fact that you left the scene of the accident feeling healthy and now you are returning injured.
What to Do If You Are Involved In a Motorcycle Accident
In theory, you should begin the claims process the moment you are involved in an accident. Start by notifying the authorities and your insurer. Then, start taking notes of all the relevant information pertaining to the wreck. Next, get clear and concise video footage of the damage to your property and any personal injuries received. Follow this up by asking local businesses for additional footage. Make sure you get their contact information in case they are needed to come to Court to explain what they saw. If you contact us then we will do all of this for you.
How Long will It Take for Me to Receive Compensation?
It may take longer to receive compensation if the other party does not admit fault for the accident. This can cause a significant delay as the courts must review the evidence to find out who is the party at fault. Because motorcycle accidents often involve serious injuries, insurance companies are keen to try to reduce their exposure to loss. If the other party admits the fault and your injuries are not contested, you can receive compensation in around 3 months.
What if The Other Parties Insurance Company Contacts Me Directly?
In some cases, the other party’s insurance agent may contact you to offer an out of court settlement. Although this may appear as an act of good faith, in reality, it is the insurance company attempting to reduce their exposure to future financial losses. When you accept a settlement from an insurance company, you undoubtedly will be forced to sign an agreement that indemnifies the insurance company from future litigation. This means you will not be able to seek future compensation for your injuries.
What Type of Injuries Can I Claim?
Motorcycle accidents are among the most dangerous accidents that occur. Motorcyclists are exposed to their surroundings and in many accidents, the driver is flung from the motorcycle, resulting in additional injuries. Regardless of the severity of your injuries, if you have been in a motorcycle accident because another driver failed to follow the rules set out in the Scottish Highway Code, you can claim compensation. Below are the most common injuries sustained in motorcycle accidents.
- Whiplash
- Cuts & Scrapes
- Broken Bones
- Bruises
- Head Injuries
- Internal Organ Injuries
What if The Accident Was Partially My Fault?
Accidents that resulted from multiple parties’ actions can still be claimed. If you are partially responsible for your accident, you are still entitled to compensation. A Court will review the details of your accident and determine how much fault you share. This is known as a split liability agreement or contributory negligence agreement. Your percentage of fault will then be deducted from your total compensation.
What if The Other Driver is Uninsured?
Getting into an accident with an uninsured driver can make filing a claim more time-consuming. The reason for this is, you must file your claim with the Motor Insurers Bureau or MIB for short. This organisation was founded to help protect Scotland’s roadways from the ill effects of uninsured drivers. Every day someone is a victim of an uninsured driving accident and without the MIB, they would have no legal recourse to seek financial assistance for their losses. The MIB has helped thousands of drivers get the financial support they need. The MIB can take slightly longer to process your claim when compared to a traditional accident. Your compensation awarded may be less as well. Contact us and we will assess this for you.
How can Claim Solutions Scotland Ltd Help My Claim?
Claim Solutions Scotland Ltd has been helping drivers, like you, acquire the compensation they deserve. Our team of claim specialists can walk you through the claims process, from start to finish. A personal claims advisor will be assigned to you. They can give you the personal and timely advice you need to increase the success of your claim. Don’t get bullied by profit hungry insurance companies looking to squeeze every pound out of you. The expert team at Claim Solutions Scotland Ltd can work on your behalf to get you the compensation you deserve.
No Win No Fee
Claim Solutions Scotland Ltd stands behind each one of our clients. We are confident that we can help and if we are unable to secure your compensation, we will waive our fees. This way you can get back to the road to recovery without stressing about mounting fees.
Start Your Claim Today
Contact us to get a no-nonsense assessment of your claim’s potential and to start the claims process today.
