Car Accidents Caused By Family Claims

Car accidents caused by family claims require special care. If you are involved in a traffic accident with a friend or family member and are injured, then you may need to file a claim to receive financial compensation. In some cases, both members of the family may share the same insurance policy. This is usually the case when the accident involves relatives that live together, such as a parent and child. If this is the scenario, then you can streamline the process. If the relative involved in the accident isn’t on your insurance, they will need to contact their insurer separately. When both parties belong to the same insurance policy, your insurer may limit specific family members from claiming for damages beyond extended medical and no-fault coverage. You should contact your insurer today to verify the terms of your coverage.

What to Do if You Are involved in a Car Accident Caused by a Family Member or Friend
If you are involved in a car accident caused by a family member or close friend you should file a claim immediately. Your claim can be used to cover your property damages, medical expenses, pain, suffering any additional financial losses incurred as a result of your injuries.

Your family member’s insurance agency will work to limit the amount of losses and to negotiate a settlement once fault has been established. Remember, this insurance agent is working on behalf of their shareholders and clients. They do not hold any responsibility to you with regards to helping you receive compensation for your injuries.

You will be required to provide adequate proof of your losses and because of this you should always keep accurate records of any expenses that accrued as a result of your accident.

How Can Compensation Help Me?​
Compensation for your injuries can be critical to your current and future medical treatment. Compensation can be used to buffer a variety of expenses including:

• Medical Expenses
• Lost Earnings
• Pain and Suffering
• Emotional Distress
• Mental Anguish
• Lost Employment

How Quick Can I Receive Compensation​
When your claim is straightforward, meaning the other party accepts fault, you can expect your claim to be dealt with in a short period of time. If the other family member claims, you are at fault then it might take further negotiation or even require to go to Court. This evidence can include:

• Witness Statements
• Video
• Police Reports
• Additional Information

Types of Car Accidents Caused By Family Members​
There are many types of car accidents caused by family members. When you are involved in an accident with a close friend or relative it can prove to be an emotionally and physically trying period in your life. Below are the most common types of car accidents caused by family members in Scotland.

Passenger in a Vehicle that Collides with an Object
This type of claim can prove to be a bit more difficult. The insurance company is going to examine the details of this incident and look for ways to discredit your claim. If the circumstances appear to be suspicious then further investigations will be made prior to any claim being paid out. Insurance companies rightly have to filter out fraudulent claims, however, that makes them suspicious of genuine ones in certain circumstances. Insurance fraud is a serious crime and every year insurers lose millions to this illegal activity. If you have been injured in a vehicle that has collided with an object, then seek specialist advice.

Can Children File a Claim?
Any person is entitled to compensation for injuries they have received because of an accident caused by a family member. However, this can pose a conflict of interest. Children may be required to have a parent or guardian act for them. If the child is making a claim against their parent, then certain rules might come in to play as the parent will then effectively be claiming against their own policy.

How Can Claim Solutions Scotland Help My Accident Caused by Family Members Claim?
Claim Solutions Scotland can provide access to a team of specially trained claims advisors that work on your behalf to maximise your compensation. Our years of experience navigating the Scottish claims process have made us the #1 choice for anyone serious about his or her compensation claim.

No Win No Fee
We are confident we can help. In the unlikely event we are unable to secure compensation we will waive our fees. This way you can focus on spending time with your loved ones and recovering from your injuries.

Start Your Claim Today​
Contact us to start the claims process today and begin working towards getting the compensation you deserve.